Terms of Use

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY
ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE
BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS
THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO
READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU
DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIR AGREEMENT IS
EFFECTIVE AS OF 2024

 

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ACCEPTANCE OF TERMS
The following Terms of Use (TOU) is a legally binding agreement that shall govern the relationship
with our users and others which may interact or interface with XXXXX.COM, (the “Site”) and its
Services, which shall be defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED
The Site is a blog which has the following description:
The Site provides financial and lifestyle articles and relatel offers for educational purposes only.
Any and all visitors to our site, despite whether they are registered or not, shall be deemed as “users” of
the herein contained Services provided for the purpose of this TOU. Once an individual register’s for
our Services, through the process of creating an account, the user shall then be considered a “member.”
The user and/or member acknowledges and agrees that the Services provided and made available
through our website and applications, which may include some mobile applications and that those
applications may be made available on various social media networking sites and numerous other
platforms and downloadable programs, are the sole property of The Site. At its discretion, The Site may
offer additional website Services and/or products, or update, modify or revise any current content and
Services, and this Agreement shall apply to any and all additional Services and/or products and any and
all updated, modified or revised Services unless otherwise stipulated. The Site does hereby reserve the
right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end
user and/or member, acknowledge, accept and agree that The Site shall not be held liable for any such
updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or
products. Your continued use of the Services provided, after such posting of any updates, changes,
and/ormodifications shall constitute your acceptance of such updates, changes and/or modifications,
and as such, frequent review of this Agreement and any and all applicable terms and policies should be
made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree
to the updated, revised or modified terms, you must stop using the provided Services forthwith.
Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered
shall be provided “AS IS” and as such The Site shall not assume any responsibility or obligation for the
timeliness, missed delivery, deletion and/or any failure to store user content, communication or
personalization settings.

REGISTRATION
To register and become a “member” of the Site, you must be at least 18 years of age to enter into and
form a legally binding contract. In addition, you must be in good standing and not an individual that
has been previously barred from receiving The Site’s Services under the laws and statutes of the United
States or other applicable jurisdiction.
When you register, The Site may collect information such as your name, e-mail address, birth date,
gender, mailing address, occupation, industry and personal interests. You can edit your account
informa??on at any time. Once you register with The Site and sign in to our Services, you are no
longer anonymous to us.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may be
requested by the data registration process, and
b) maintain and promptly update your registration and profile information in an effort to maintain
accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature,
The Site will have sufficient grounds and rights to suspend or terminate the member in violation of this
aspect of the Agreement, and as such refuse any and all current or future use of The Site Services, or
any portion thereof.

It is The Site’s priority to ensure the safety and privacy of all its visitors, users and members,
especially that of children. Therefore, it is for this reason that the parents of any child under the age of
13 that permit their child or children access to the The Site website platform Services must create a
“family” account, which will certify that the individual creating the “family” account is of 18 years of
age and as such, the parent or legal guardian of any child or children registered under the “family”
account. As the creator of the “family” account, s/he is thereby granting permission for his/her child or
children to access the various Services provided, including, but not limited to, message boards, email,
and/or instant messaging. It is the parent’s and/or legal guardian’s responsibility to determine whether
any of the Services and/or content provided are age-appropriate for his/her child.

PRIVACY POLICY
Every member’s registration data and various other personal information are strictly protected by the
The Site Online Privacy Policy (see the full Privacy Policy at xxxxx.com/privacy-policy/). As a
member, you herein consent to the collection and use of the information provided, including the
transfer of information within the United States and/or other countries for storage, processing or use by
The Site and/or our subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY
When you set up an account, you are the sole authorized user of your account. You shall be responsible
for maintaining the secrecy and confidentiality of your password and for all activities that transpire on
or within your account. It is your responsibility for any act or omission of any user(s) that access your
account information that, if undertaken by you, would be deemed a violation of the TOU. It shall be
your responsibility to notify The Site immediately if you notice any unauthorized access or use of your
account or password or any other breach of security. The Site shall not be held liable for any loss and/or
damage arising from any failure to comply with this term and/or condition of the TOU.

CONDUCT
As a user or member of the Site, you herein acknowledge, understand and agree that all information,
text, software, data, photographs, music, video, messages, tags or any other content, whether it is
publicly or privately posted and/or transmitted, is the expressed sole responsibility of the individual
from whom the content originated. In short, this means that you are solely responsible for any and all
content posted, uploaded, emailed, transmitted or otherwise made available by way of the The Site
Services, and as such, we do not guarantee the accuracy, integrity or quality of such content. It is
expressly understood that by use of our Services, you may be exposed to content including, but not
limited to, any errors or omissions in any content posted, and/or any loss or damage of any kind
incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available by The Site.

Furthermore, you herein agree not to make use of The Site’s Services for the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be
deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene,
libelous, or invasive of another’s privacy or which is hateful, and/or racially, ethnically, or otherwise
objectionable;

b) causing harm to minors in any manner whatsoever;
c) impersonating any individual or entity, including, but not limited to, any The Site officials, forum
leaders, guides or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual
or entity;
d) forging captions, headings or titles or otherwise offering any content that you personally have no
right to pursuant to any law nor having any contractual or fiduciary relationship with;
e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe
upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;
f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not
personally have any right to offer pursuant to any law or in accordance with any contractual or
fiduciary relationship;
g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized
advertising, promotional flyers, “junk mail,” “spam,” or any other form of solicitation, except in any
such areas that may have been designated for such purpose;
h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a
software virus or other computer code, any files and/or programs which have been designed to
interfere, destroy and/or limit the operation of any computer software, hardware, or
telecommunication equipment;
i) disrupting the normal flow of communication, or otherwise acting in any manner that would
negatively affect other users’ ability to participate in any real time interactions;
j) interfering with or disrupting any The Site Services, servers and/or networks that may be
connected or related to our website, including, but not limited to, the use of any device software
and/or routine to bypass the robot exclusion headers;
k) intentionally or unintentionally violating any local, state, federal, national or international law,
including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and
Exchange Commission, in addition to any rules of any nation or other securities exchange, that
would include without limitation, the New York Stock Exchange, the American Stock Exchange, or
the NASDAQ, and any regulations having the force of law;
l) providing informational support or resources, concealing and/or disguising the character, location,
and or source to any organization delegated by the United States government as a “foreign terrorist
organization” in accordance to Section 219 of the Immigration Nationality Act;
m) “stalking” or with the intent to otherwise harass another individual; and/or
n) collecting or storing of any personal data relating to any other member or user in connection with the
prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.
The Site herein reserves the right to pre-screen, refuse and/or delete any content currently available
through our Services. In addition, we reserve the right to remove and/or delete any such content that
would iolate the TOU or which would otherwise be considered offensive to other visitors, users and/or
members.

The Site herein reserves the right to access, preserve and/or disclose member account information
and/or content if it is requested to do so by law or in good faith belief that any such action is deemed
reasonably necessary for:

a) compliance with any legal process;
b) enforcement of the TOU;
c) responding to any claim that therein contained content is in violation of the rights of any third party;
d) responding to requests for customer service; or
e) protecting the rights, property or the personal safety of The Site, its visitors, users and
members, including the general public.

The Site herein reserves the right to include the use of security components that may permit digital
information or material to be protected, and that such use of information and/or material is subject to
usage guidelines and regulations established by The Site or any other content providers supplying
content services to The Site. You are hereby prohibited from making any attempt to override or
circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction,
publication, distribution, or exhibition of any information or materials supplied by our Services, despite
whether done so in whole or in part, is expressly prohibited.

INTERSTATE COMMUNICATION
Upon registration, you hereby acknowledge that by using The Site to send electronic communications,
which would include, but are not limited to, email, searches, instant messages, uploading of files,
photos and/or videos, you will be causing communications to be sent through our computer network.
Therefore, through your use, and thus your agreement with this TOU, you are acknowledging that the
use of this Service shall result in interstate transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE
Due to the global nature of the internet, through the use of our network you hereby agree to comply
with all local rules relating to online conduct and that which is considered acceptable Content.
Uploading, posting and/or transferring of software, technology and other technical data may be subject
to the export and import laws of the United States and possibly other countries. Through the use of our
network, you thus agree to comply with all applicable export and import laws, statutes and regulations,
including, but not limited to, the Export Administration Regulations
(http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of the
United States (http://www.treasury.gov/resourcecenter/sanctions/Programs/Pages/Programs.aspx).

Furthermore, you state and pledge that you:
a) are not on the list of prohibited individuals which may be identified on any government export
exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member
of any other government which may be part of an export-prohibited country identified in applicable
export and import laws and regulations;
b) agree not to transfer any software, technology or any other technical data through the use of our
network Services to any export-prohibited country;
c) agree not to use our website network Services for any military, nuclear, missile, chemical or
biological weaponry end uses that would be a violation of the U.S. export laws; and
d) agree not to post, transfer nor upload any software, technology or any other technical data which
would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

The Site shall not lay claim to ownership of any content submitted by any visitor, member, or user, nor
make such content available for inclusion on our website Services. Therefore, you hereby grant and
allow for The Site the below listed worldwide, royalty-free and non-exclusive licenses, as applicable:
a) The content submitted or made available for inclusion on the publicly accessible areas of The Site’s
sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform
and/or publicly display said Content on our network Services is for the sole purpose of providing and
promoting the specific area to which this content was placed and/or made available for viewing. This
license shall be available so long as you are a member of The Site’s sites, and shall terminate at such
time when you elect to discontinue your membership.
b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly
accessible areas of The Site’s sites, the license provided to permit to use, distribute,
reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network
Services are for the sole purpose of providing and promoting the specific area in which this content
was placed and/or made available for viewing. This license shall be available so long as you are a
member of The Site’s sites and shall terminate at such time when you elect to discontinue
your membership.
c) For any other content submitted or made available for inclusion on the publicly accessible areas of
The Site’s sites, the continuous, binding and completely sub-licensable license which is
meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform
and/or publicly display said content, whether in whole or in part, and the incorporation of any such
Content into other works in any arrangement or medium current used or later developed.
Those areas which may be deemed “publicly accessible” areas of The Site’s sites are those such areas of
our network properties which are meant to be available to the general public, and which would include
message boards and groups that are openly available to both users and members. However, those areas
which are not open to the public, and thus available to members only, would include our mail system
and instant messaging.
CONTRIBUTIONS TO COMPANY WEBSITE
The Site provides an area for our users and members to contribute feedback to our website. When you
submit ideas, documents, suggestions and/or proposals (“Contributions”) to our site, you acknowledge
and agree that:
a) your contributions do not contain any type of confidential or proprietary information;
b) The Site shall not be liable or under any obligation to ensure or maintain confidentiality,
expressed or implied, related to any Contributions;
c) The Site shall be entitled to make use of and/or disclose any such Contributions in any such manner
as they may see fit;
d) the contributor’s Contributions shall automatically become the sole property of The Site; and
e) The Site is under no obligation to either compensate or provide any form of reimbursement in any
manner or nature.
INDEMNITY
All users and/or members herein agree to insure and hold The Site, our subsidiaries, affiliates, agents,
employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which
may include, but is not limited to, reasonable attorney fees made by any third party which may arise
from any content a member or user of our site may submit, post, modify, transmit or otherwise make
available through our Services, the use of The Site Services or your connection with these Services,
your violations of the Terms of Use and/or your violation of any such rights of another person.
COMMERCIAL REUSE OF SERVICES
The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any
commercial reason any part, use of, or access to The Site’s sites.
USE AND STORAGE GENERAL PRACTICES
You herein acknowledge that The Site may set up any such practices and/or limits regarding the use of
our Services, without limitation of the maximum number of days that any email, message posting or
any other uploaded content shall be retained by The Site, nor the maximum number of email messages
that may be sent and/or received by any member, the maximum volume or size of any email message
that may be sent from or may be received by an account on our Service, the maximum disk space
allowable that shall be allocated on The Site’s servers on the member’s behalf, and/or the maximum
number of times and/or duration that any member may access our Services in a given period of time. In
addition, you also agree that The Site has absolutely no responsibility or liability for the removal or
failure to maintain storage of any messages and/or other communications or content maintained or
transmitted by our Services. You also herein acknowledge that we reserve the right to delete or remove
any account that is nolonger active for an extended period of time. Furthermore, XXX’.om shall reserve
the right to modify, alter and/or update these general practices and limits at our discretion.
Any messenger service, which may include any web-based versions, shall allow you and the
individuals with whom you communicate with the ability to save your conversations in your account
located on The Site’s servers. In this manner, you will be able to access and search your message
history from any computer with internet access. You also acknowledge that others have the option to
use and save conversations with you in their own personal account on The Site. It is your agreement to
this TOU which establishes your consent to allow The Site to store any and all communications on its
servers.
MODIFICATIONS
The Site shall reserve the right at any time it may deem fit, to modify, alter and or discontinue, whether
temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition,
we shall not be held liable to you or to any third party for any such alteration, modification, suspension
and/or discontinuance of our Services, or any part thereof.
TERMINATION
As a member of The Site, you may cancel or terminate your account, associated email address and/or
access to our Services by submitting a cancellation or termination request to XXX@XXXXX.COM.
As a member, you agree that The Site may, without any prior written notice, immediately suspend,
terminate, discontinue and/or limit your account, any email associated with your account, and access to
any of our Services. The cause for such termination, discontinuance, suspension and/or limitation of
access shall include, but is not limited to:
a) any breach or violation of our TOU or any other incorporated agreement, regulation and/or
guideline;
b) by way of requests from law enforcement or any other governmental agencies;
c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;
d) unexpected technical or security issues and/or problems;
e) any extended periods of inactivity;
f) any engagement by you in any fraudulent or illegal activities; and/or
g) the nonpayment of any associated fees that may be owed by you in connection with your
The Site account Services.
Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or
limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you
or any other third party with regards to the termination of your account, associated email address and/or
access to any of our Services.
The termination of your account with The Site shall include any and/or all of the following:
a) the removal of any access to all or part of the Services offered within The Site;
b) the deletion of your password and any and all related information, files, and any such content that
may be associated with or inside your account, or any part thereof; and
c) the barring of any further use of all or part of our Services.
ADVERTISERS
Any correspondence or business dealings with, or the participation in any promotions of, advertisers
located on or through our Services, which may include the payment and/or delivery of such related
goods and/or Services, and any such other term, condition, warranty and/or representation associated
with such dealings, are and shall be solely between you and any such advertiser. Moreover, you herein
agree that The Site shall not be held responsible or liable for any loss or damage of any nature or
manner incurred as a direct result of any such dealings or as a result of the presence of such advertisers
on our website.
LINKS
Either The Site or any third parties may provide links to other websites and/or resources. Thus, you
acknowledge and agree that we are not responsible for the availability of any such external sites or
resources, and as such, we do not endorse nor are we responsible or liable for any content, products,
advertising or any other materials, on or available from such third party sites or resources. Furthermore,
you acknowledge and agree that The Site shall not be responsible or liable, directly or indirectly, for
any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection
with the use of or the reliance on any such content, goods or Services made available on or through any
such site or resource.
PROPRIETARY RIGHTS
You do hereby acknowledge and agree that The Site’s Services and any essential software that may be
used in connection with our Services (“Software”) shall contain proprietary and confidential material
that is protected by applicable intellectual property rights and other laws. Furthermore, you herein
acknowledge and agree that any Content which may be contained in any advertisements or information
presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents
or other proprietary rights and laws. Therefore, except for that which is expressly permitted by
applicable law or as authorized by The Site or such applicable licensor, you agree not to alter, modify,
lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic
works which are based on The Site Services (e.g. Content or Software), in whole or part.
The Site herein has granted you personal, non-transferable and non-exclusive rights and/or license to
make use of the object code or our Software on a single computer, as long as you do not, and shall not,
allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer,
reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign,
sublicense, grant a security interest in and/or otherwise transfer any such right in the Software.
Furthermore, you do herein agree not to alter or change the Software in any manner, nature or form,
and as such, not to use any modified versions of the Software, including and without limitation, for the
purpose of obtaining unauthorized access to our Services. Lastly, you also agree not to access or
attempt to access our Services through any means other than through the interface which is provided by
The Site for use in accessing our Services.
WARRANTY DISCLAIMERS
YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
a) THE USE OF The Site SERVICES AND SOFTWARE ARE AT THE SOLE RISK BY
YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN “AS IS” AND/OR
“AS AVAILABLE” BASIS. THE SITE AND OUR SUBSIDIARIES, AFFILIATES,
OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM
ANY AND ALL WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
b) The Site AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND
LICENSORS MAKE NO SUCH WARRANTIES THAT (i) THE SITE SERVICES OR SOFTWARE
WILL MEET YOUR REQUIREMENTS; (ii) The Site SERVICES OR SOFTWARE SHALL BE
UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH
MAY BE OBTAINED FROM THE USE OF THE The Site SERVICES OR SOFTWARE WILL BE
ACCURATE OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY
INFORMATION OR OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY
YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND
(v) THAT ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.
c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED BY
WAY OF The Site SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR
SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY
RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF
ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNET
ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT
COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR
MATERIAL.
d) NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR ORAL, THAT
MAY BE OBTAINED BY YOU FROM THE SITE OR BY WAY OF OR FROM OUR
SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN
THE TOU.
e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF
EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR
BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE
USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY
UNKNOWN CONDITION OR UNDETECTED EPILEPTIC SYMPTOM IN USERS WHO HAVE
SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU, ANYONE YOU
KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC CONDITION, PLEASE
CONSULT A PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS
WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISION, EYE OR MUSCLE
TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT,
OR CONVULSIONS.
LIMITATION OF LIABILITY
YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT The Site AND OUR
SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND
LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT,
INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT
NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS,
GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE LOSSES, EVEN THOUGH WE MAY
HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND
RESULT FROM:
a) THE USE OR INABILITY TO USE OUR SERVICE;
b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;
c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS
AND/OR DATA;
d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;
e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.
RELEASE

In the event you have a dispute, you agree to release The Site (and its officers, directors, employees,
agents, parent subsidiaries, affiliates, co-branders, partners and any other third parties) from claims,
demands and damages (actual and consequential) of every kind and nature, known and unknown,
suspected or unsuspected, disclosed and undisclosed, arising out of or in any way connected to such
dispute.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS
Should you intend to create or to join any service, receive or request any such news, messages, alerts or
other information from our Services concerning companies, stock quotes, investments or securities,
please review the above Sections Warranty Disclaimers and Limitations of Liability again. In addition,
for this particular type of information, the phrase “Let the investor beware” is appropriate. The Site’s
content is provided primarily for informational purposes, and no content that shall be provided or
included in our Services is intended for trading or investing purposes. The Site and our licensors shall
not be responsible or liable for the accuracy, usefulness or availability of any information transmitted
and/or made available by way of our Services, and shall not be responsible or liable for any trading
and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS
THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF
SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY
TO YOU.

THIRD PARTY BENEFICIARIES
You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOU that
there shall be no third-party beneficiaries to this agreement.

NOTICE
The Site may furnish you with notices, including those with regards to any changes to the TOU
including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website
Services, or other reasonable means currently known or any which may be herein after developed. Any
such notices may not be received if you violate any aspects of the TOU by accessing our Services in an
unauthorized manner. Your acceptance of this TOU constitutes your agreement that you are deemed to
have received any and all notices that would have been delivered had you accessed our Services in an
authorized manner.

TRADEMARK INFORMATION
You herein acknowledge, understand and agree that all of the The Site trademarks, copyright, trade
name, service marks, and other The Site logos and any brand features, and/or product and service
names are trademarks and as such, are and shall remain the property of The Site. You herein agree not
to display and/or use in any manner the The Site logo or marks without obtaining The Site’s prior
written consent.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE &
PROCEDURES

The Site will always respect the intellectual property of others, and we ask that all of our users do the
same. With regards to appropriate circumstances and at its sole discretion, The Site may disable and/or
terminate the accounts of any user who violates our TOU and/or infringes the rights of others. If you
feel that your work has been duplicated in such a way that would constitute copyright infringement, or
if you believe your intellectual property rights have been otherwise violated, you should provide to us
the following information:
a) The electronic or the physical signature of the individual that is authorized on behalf of the owner of
the copyright or other intellectual property interest;
b) A description of the copyrighted work or other intellectual property that you believe has been
infringed upon;
c) A description of the location of the site which you allege has been infringing upon your work;
d) Your physical address, telephone number, and email address;
e) A statement, in which you state that the alleged and disputed use of your work is not authorized by
the copyright owner, its agents or the law;
f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your
notice is truthful and accurate, and that you are the copyright or intellectual property owner,
representative or agent authorized to act on the copyright or intellectual property owner’s behalf.
Any claims of copyright or other intellectual property infringement should be sent to support@emoneystrategies.com

CLOSED CAPTIONING
BE IT KNOWN, that The Site complies with all applicable Federal Communications Commission
rules and regulations regarding the closed captioning of video content. For more information, please
visit our website at The Site.

GENERAL INFORMATION

ENTIRE AGREEMENT
This TOU constitutes the entire agreement between you and The Site and shall govern the use of our
Services, superseding any prior version of this TOU between you and us with respect to The Site
Services. You may also be subject to additional terms and conditions that may apply when you use or
purchase certain other The Site Services, affiliate Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM
It is at the mutual agreement of both you and The Site with regard to the TOU that the relationship
between the parties shall be governed by the laws of the state of Florida without regard to its conflict of
law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to
the TOU, or the relationship between you and The Site, shall be filed within the courts having
jurisdiction within Florida or the U.S . District Court located in said state. You and The Site agree to
submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all
objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS
At any time, should The Site fail to exercise or enforce any right or provision of the TOU, such
failure shall not constitute a waiver of such right or provision. If any provision of this TOU is found by
a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should
endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of
the TOU remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY
You acknowledge, understand and agree that your account is non-transferable and any rights to your ID
and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death
certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim
or action arising out of or related to the use of our Services or the TOU must be filed within 1 year after
said claim or cause of action arose or shall be forever barred.

VIOLATIONS
Please report any and all violations of this TOU to support@emoneystrategies.com